The Types of Health Insurance Plans Sold On and Off of ObamaCare’s Marketplace


There are four types of health insurance plans available through ObamaCare’s Marketplace. They are Bronze, Silver, Gold and Platinum health insurance plans. These Qualified Health Plans represent four tiers of coverage and are sometimes referred to as “metal plans” due to their quality corresponding to the value of their metal types. In other words a “Gold” plan is better than a “Bronze” health insurance plan. Aside from the 4 basic plan types, people under 30 and people with hardship exemptions can buy a “catastrophic” health plan through the marketplace. Catastrophic health plans have a low premium but very high out-of-pocket costs

And this is just the tip of the iceberg.  Please go to Nebula Insurance Learning Center and take the tutorials to understand how all this works.

Here is a tip.  Do not buy online.  Always call directly, or even better have an Insurance Agent assist you.  Trust me!


As always you are welcome to get in touch with one of our Agents.  Call us, so we can help find you the BEST plan.  There is no charge or committment!!